Regions Services How it works Security Pricing About Book a 30-min call
United States United Arab Emirates Europe & UK

Scale your firm,
invisibly.

You keep the client and the brand. We keep the books — inside your software, reviewed by a senior, and visible to you at every stage.

Mutual NDA signed before we touch a single record.
3
Regions served
$153
Starting / file
1
Free trial file
4h
Reply window
Your client files — live
Live
NC
Northgate CPA
Nov close · US
Reconciled ✓
AH
Al Hamra Trading
VAT return · UAE
In review
MR
Meridian Ltd
MTD VAT · UK
In progress
DL
Delgado LLC
Catch-up · 6 mo
In queue
This month's books
The platforms we work inside — yours, not ours
QBQuickBooks XXero NSNetSuite SGSage ZBZoho Books BCBill.com GUGusto TLTally DXDext HBHubdoc FAFreeAgent WVWave

Product names and marks belong to their respective owners. Shown to indicate the software we can work in — not partnership, certification or endorsement.

Built for three markets

One back office. Three regulatory worlds.

Bookkeeping is universal. Compliance isn't. We work to the standard your region expects — and to your firm's own review process.

🇺🇸 United States

CPA & EA firms

White-label bookkeeping and month-end close for firms that want capacity without headcount.

  • US GAAP-basis reporting packages
  • Handling aligned to the FTC Safeguards Rule
  • Practices informed by IRS Pub. 4557
  • Books tax-ready — your team reviews and files
  • Hours overlapping ET / CT / PT
🇦🇪 United Arab Emirates

Practices & SMEs

Books kept clean for a market that only recently turned tax-heavy — and audit expectations that came with it.

  • FTA-ready records for 5% VAT returns
  • 9% corporate tax — books prepared for filing
  • IFRS-basis statements
  • Multi-currency & free-zone entity handling
  • Near-identical time zone — same working day
🇪🇺 Europe & United Kingdom

Accounting practices

Support for practices carrying too many small-client ledgers and not enough billable hours.

  • GDPR-aligned data processing, DPA on request
  • UK Making Tax Digital (MTD) VAT workflows
  • Xero, Sage and FreeAgent ledgers
  • IFRS / UK GAAP presentation
  • Morning hand-back before your day starts
The bottleneck

Your firm is capped by capacity — not demand.

Every hour your team spends on data entry is an hour it can't bill for advisory. That's the ceiling. We lift it.

Busy season buries you

Volume triples for three months, then vanishes. Hiring a full-timer for a seasonal spike never adds up.

Hiring is slow and expensive

Recruiting, training and keeping a bookkeeper takes months and thousands — long before they're productive.

Lose the books, lose the client

Turn bookkeeping away and someone else takes it — then they're one conversation from your tax and advisory work.

What we handle

A complete back office, under your name.

Hand over the work you'd rather not hire for. We run it inside your systems and hand it back review-ready.

Monthly bookkeeping

Categorisation, bank and card reconciliation, a tidy ledger every month — on schedule.

Catch-up & clean-up

Months or years behind? We rebuild the books and reconcile back to zero — no judgment.

AP / AR management

Bills entered and scheduled, invoices raised and chased — cash flow stays current.

Payroll support

Run and reconcile payroll in Gusto, QuickBooks or your provider, tied back to the ledger.

Month-end close

Clean close with P&L, balance sheet and cash flow — packaged for your sign-off.

VAT & sales tax prep

UAE VAT, UK MTD and US sales-tax records prepared and reconciled for your review.

Software migration

Desktop to cloud, or platform to platform — moved with balances intact and tied out.

Dedicated accountant

A named person working only your firm's files, who learns your close process and quirks.

How it works

Live in about two weeks.

A deliberately low-risk start. Begin with one client file — expand only once you're satisfied.

01

NDA & scope

We sign a mutual NDA, agree scope and turnaround, and confirm which region's standards apply.

02

Access, your side

You grant access inside your (or your client's) accounting software. Nothing moves to our machines.

03

We work & review

A dedicated accountant does the work; a senior reviews every close before it reaches you.

04

You see & sign off

Track each file's live status, get review-ready reports, and deliver them under your own brand.

The difference

Never wonder where a file stands.

Most offshore partners go dark between the hand-off and the hand-back. We don't. Every client file carries a live status — so you can answer your client before they think to ask.

Live status: queue → in progress → review → reconciled
A named reviewer signs off before anything reaches you
Turnaround agreed up front, then tracked against it
One named point of contact — no ticket black holes
A month-end query log, so nothing is silently assumed
Status detail
Live
Bank reconciliationReconciled ✓
Month-end closeIn review
AP / AR entryIn progress
VAT return prepIn queue
Open queries2 awaiting you
The honest maths

What this actually replaces.

Not a like-for-like swap for a senior hire — but for the ledger work filling your team's week, the comparison is stark.

In-house bookkeeper (US)FreelancerCloud Accounting
Monthly cost≈ $4,222 in base salary alone*Hourly, variableFrom $153 per client file
PlusBenefits, payroll tax, software, deskNo cover when unavailableNo employment overhead
Review layerYou reviewUsually noneSenior review included
ContinuitySick days, notice periods, turnoverCan disappear mid-monthTeam cover behind the named person
Scaling upHire again, train againFind another, vet againAdd files — rates negotiable past 20
Data handlingYour own controlsOften unknownNDA-first, inside your software

*US Bureau of Labor Statistics, May 2025: median annual wage for bookkeeping, accounting and auditing clerks was $50,670 ($24.36/hour) — roughly $4,222 a month in base salary before benefits, payroll taxes, software or workspace. Your local figures will vary.

Security & trust

Your clients' data, locked down.

The single biggest reason firms hesitate to outsource. So we lead with it — and we don't badge-wash.

NDA-first, always

A mutual NDA is signed before we touch a record — covering the firm and every staff member on the engagement.

Background-verified staff

Identity and employment history checked. A named, dedicated person — never an anonymous rotating pool.

We work inside your systems

Data stays on your accounting platform. No client files are stored on our machines — ever.

Access controls & audit trail

Two-factor login, role-based access scoped to each task, and a timestamped record of activity.

Regional compliance posture

FTC Safeguards Rule and IRS Pub. 4557 for the US; GDPR for Europe; India's DPDP Act where we operate.

Data-processing agreement

A DPA and our security summary are available before you commit — no call required to get them.

Radical honesty

What we won't pretend.

Plenty of offshore sites paste SOC 2 and ISO 27001 badges they never earned. We won't. Here is exactly where we stand:

We're a founder-led firm building toward formal certification — not claiming it before it's real.

SOC 2 — roadmap goal ISO 27001 — roadmap goal DPA — available now Diligence pack — on request

If a badge is a hard requirement for your firm today, we'll tell you honestly that we're not there yet — rather than sell you a logo.

Request the diligence pack
Pricing

Published, honest, per client file.

No "contact us for a quote" games. Pick by monthly transaction volume — and start with a single file.

Essential
Smaller ledgers and clean monthly books.
$153
per client file / month
Up to 300 transactions
  • Monthly reconciliation & close
  • P&L, balance sheet, cash flow
  • Senior review before hand-back
  • Live file status
  • White-label delivery
Start with Essential
Most popular
Growth
Active clients with AP/AR, payroll and VAT.
$353
per client file / month
Up to 700 transactions
  • Everything in Essential
  • AP / AR management
  • Payroll support
  • VAT / sales-tax preparation
  • Priority turnaround
Start with Growth
Dedicated
Your own accountant, no transaction ceiling.
$753
per month
Unlimited transactions
  • A named, dedicated accountant
  • Everything in Growth, no volume cap
  • Learns your close process & templates
  • Multi-entity & multi-currency work
  • Direct line to your accountant
Start with Dedicated
Volume partners

Onboarding more than 20 client files?

Then these published rates stop being the whole story. Past 20 files the pricing is negotiable — tell us your volume and we'll build a rate around it.

Discuss volume pricing →
Overflow hourly
$15 / hr
ad-hoc capacity
Catch-up projects
from $499
one-time clean-up
Software migration
from $699
desktop → cloud
Trial file
Free
first client file

Prices in USD. AED and GBP/EUR invoicing available · INR quotes for Indian clients · No lock-in contracts.

Why trust us

Proof over promises.

No stock-photo testimonials, no invented star ratings. Only things you can actually check.

A real, named founder

Murtaza Kagdi runs this firm under his own name and public LinkedIn — not a faceless brand.

NDA & DPA before onboarding

Signed paperwork first, and a data-processing agreement whenever your clients require one.

Free trial on one file

Test the work on a single client before committing. Judge the quality, then decide.

Ask for a direct reference

We'll connect you with a firm we already work with. Talk to them before signing anything.

MK
Founder-led

Murtaza Kagdi

Founder · Cloud Accounting · Ratlam, India

I built Cloud Accounting to be the back office I'd want as a firm owner — accurate, discreet, and visible. You keep every client relationship; my team keeps the books tidy behind your brand, whether your clients sit in Chicago, Dubai or Manchester.

Talk to me directly before you commit. No sales desk, no runaround.

Questions

The things firms actually ask.

Do my clients ever know you exist?

No. Everything is white-label. The work happens inside your systems and is delivered under your firm's brand. The client relationship stays entirely yours.

Whose accounting software do you use?

Yours. We work inside your (or your client's) QuickBooks, Xero, NetSuite, Sage, Zoho Books, Tally or FreeAgent. The data stays on your platform — we don't copy it onto our machines.

What happens once I pass 20 client files?

Pricing becomes negotiable. Past 20 files you're a volume partner rather than a per-file client, and we'll build a blended rate around your actual mix of file sizes. Bring us your volume and we'll quote against it.

Can you handle US, UAE and European clients at once?

Yes — and many firms have a mixed book. We agree the reporting basis per file (US GAAP, IFRS or UK GAAP) and the relevant filing prep, so each client's records match the expectations of their own regulator.

Why aren't you cheaper? I've seen $8/hour.

Because a senior reviews every close before it reaches you, staff are dedicated rather than pooled, and we don't cut corners on security. Rock-bottom rates usually mean you become the reviewer — which defeats the point of outsourcing.

How do you keep client data secure?

NDA before access, background-verified staff, two-factor and role-based access, no local storage of client files, and a timestamped activity trail. Our posture is built around the FTC Safeguards Rule and IRS Pub. 4557 for US work, GDPR for Europe, and India's DPDP Act where we operate. A security summary and DPA are available on request.

Are you SOC 2 or ISO 27001 certified?

Not yet — and we won't display badges we haven't earned. Both are on our roadmap. In the meantime we'll walk you through our actual controls and share our diligence pack. If certification is a hard requirement for you today, we'd rather say so than sell you a logo.

Can I start small?

Yes — that's how most firms begin. Put one client file through on a free trial, judge the work, then scale at your own pace. No minimum commitment and no lock-in contract.

Take bookkeeping off your plate.

One call. One trial file. See what an invisible back office does for your firm's capacity — and your evenings.

Reply within 4 business hours · NDA before anything begins · US · UAE · Europe